Medical expenses – 100% of all medical expenses are covered. No deductible or co-insurance payment is necessary.

Choice of Doctors – You may choose two doctors for your treatment. You are also entitled to treatment from doctors to whom you are referred.

Partial Permanent Disability (PPD) – Also referred to as a lump sum settlement, this benefit is meant to compensate you for your injuries if you suffer from partial loss of the use of a body part. The amount of these benefits is determined by what body part is permanently impaired and how that will affect your life.

Permanent Total Disability (PTD) – If your injury leaves you unable to do any kind of work or you lose two of the same body parts (e.g., both hands), you are entitled to benefits for life. PTD benefits are determined based on two-thirds of your average gross weekly wage.

Temporary Total Disability (TTD) – If you need to be off work to heal from your injuries, you are entitled to a weekly lost wage benefit. This amount is based on two-thirds of your average gross weekly wage.

Wage Loss Differential – If your injury prevents you for doing your job and forces you to take a lower paying job, you may be entitled to a benefit equal to two-thirds of the difference between the average gross weekly wages of each job.

Vocational Retraining – If your injury prevents you from being able to return to your job, you may be entitled to compensation for retraining in another occupation.

Survivor benefits – If a worker is killed on the job, his or her dependent heirs are entitled to workers’ compensation benefits.

HSPRD will provide you with sound, practical and experienced advice so that you can review all possible options. In addition, we can ensure that you will be provided with the proper medical attention you deserve, along with the personal guidance, assistance and service you deserve.

We are available 24/7 and can be reached at 312.239.7700. Call the workers’ compensation lawyers at HSPRD so that you get the claim you deserve.